Matt!

Here's your design with finishing effects, and a few closeups. The outer type is now a smooth metal with more pronounced red outlines. The flags have been aged, and along with the tartans are set back in the maltese frame. The belt has a subtle leather texture with the trim and eyelets in a similar smooth silver. The two buckles have a more involved treatment, with a number of effects applied. The center "B" is embossed, with yellow outlines to make it stand out clearly. The banner front is fully lit, with the furls getting progressively darker. A slight discoloration has been added to both the banner and the central red background for warmth.
The earlier version is posted below.