Michael !

Update: "Dun" changed to ""Dum".

Here's your design with finishing effects, and a couple of closeups for detail. The design has all the nice features of the original Sioux Falls design, adjusted to incorporate the new banner, lion, "Courage" and tartan. Subtle shadows have been cast on the tartan background. A stressed texture has been added to the banner. The lion is embossed, with shadows cast on the background and the belt trim. "Courage" has a shiney metallic look.
The earlier post is at the bottom.